Corporate Loans

This loan is designed for corporate organizations seeking loans to finance and fund their business operation or projects.

Invoice discounting is a short-term way of borrowing, often used to improve a company's working capital and cash flow position. Invoice discounting allows a business to draw money against its sales invoices before the customer has actually paid. To do this, the business borrows a percentage of the value of its sales ledger from a finance company, effectively using the unpaid sales invoices as collateral for the borrowing. Invoice Discounting is sometimes referred to as Discreet Factoring. It is essentially the same process as Factoring, with the business getting immediate cash from its sales invoices.

SME Loans

We offer business owners of Small and Medium Size Enterprises the opportunity to access loan products in a quick, transparent and efficient way. Building on our expertise and standards, we can assure our clients highest quality service and delivery. Prospective borrowers do not necessarily need to have saved any money with Cobas before applying for a loan, as our products are well researched and tailor-made to suit our clients' business and industry peculiarities which cuts across Agriculture, Trade & Commerce, Information Technology, Hospitality, Health, Education, Transportation etc. However, Cobas only finances existing and viable business.